Watercraft insurance

Get coverage for your boat or jet ski today.

We are well known in our community.

“Frank was incredible! The processing was quick, and the customer service was outstanding. I was referred to him and will definitely work with him again in the future....”

“Well recommended all team members en especial my insurance agent Frank. Nice, always willing to provided best advice, update information, best prices available in the market, reliable, and proactive...”

“Outstanding service! Very professional and dedicated. The team was really nice and found me the best quote for my home and car insurance. Highly recommended!”

customizable boat insurance policies

Why choose us for watercraft insurance?

Local Expertise

We understand the risks of boating in our local waters and provide recommendations that matter.

Affordable Rates

Get comprehensive coverage without sinking your budget.

Fast Claims Service

We’re here when you need us, with responsive support and efficient claims handling.

Bundle & Save

Ask about discounts when you combine watercraft insurance with auto, home, or umbrella coverage.

Protect your boat adventure

Watercraft insurance.

A policy designed to protect your boat, jet ski, yacht, or other personal watercraft from risks such as accidents, theft, storm damage, and liability claims. Whether you’re cruising on the lake or exploring the open sea, watercraft insurance ensures peace of mind while you’re on the water.

providing tailored watercraft protection

What does watercraft insurance cover?

Liability Coverage

Protects you if you're legally responsible for injury or property damage.

Medical Payments

Helps with medical expenses for you or your passengers after an accident.

Physical Damage

Covers repairs or replacement for your vessel, including theft and vandalism.

Towing and Assistance

Get comprehensive coverage for breakdowns on the water or roadside.

Not sure about your boat coverage?

Watercraft insurance questions.

Is watercraft insurance required by law?

It depends on your state and the type of watercraft. However, marinas and lenders often require insurance.

Can I add coverage for fishing gear or personal belongings?

Absolutely! We offer add-ons for high-value equipment and personal items on board.Whole life insurance offers lifelong protection and builds cash value over time. It tends to cost more but can be used as a financial planning tool.

Can I insure my boat year-round, even if it’s in storage during winter?

Yes. Year-round coverage protects against theft, fire, and other off-season risks.

Does watercraft insurance cover damage to other boats or property?

Yes. If you're found responsible for damaging someone else’s boat, dock, or property, your liability coverage can help pay for repairs or replacement costs.

Does this cover me in international waters?

Some policies include international or coastal coverage – we’ll help you find one that fits your needs.